Captive Solutions

Universal Benefit Consulting Group’s Captive Solutions offering is a specialized risk management and insurance product tailored for businesses looking to gain greater control over their insurance costs and coverage. A captive insurance company is essentially a subsidiary formed by a parent company to provide risk mitigation services for itself and its affiliates. Universal Benefit Consulting Group’s Captive Solutions helps businesses establish and manage their own captive insurance entities, enabling them to customize insurance policies, retain underwriting profits, and potentially realize significant cost savings compared to traditional commercial insurance policies. By leveraging Captive Solutions, companies can design coverage specific to their unique risks, access reinsurance markets directly, and enjoy tax benefits associated with captive ownership. This innovative approach empowers businesses to effectively self-insure while maintaining financial flexibility and minimizing the impact of catastrophic losses through strategic risk distribution and capitalization strategies facilitated by Universal Benefit Consulting Group’s expertise.